When I work with you to sell your home:

• Mortgages for Hero's – We will waive all our lender fees. Please inquire about the program that will benefit you by reducing your closing cost substantially.

• Conventional Loans – 1st time buyers as low as 3% down payment, 2nd time buyers at 5% down payment, 20% down payment means no mortgage Insurance, this will provide you instant equity, Low Interest Rates, low closing cost & fees, favorable repayment terms.

• Refinancing Loans – shorten the years to repay your mortgage, cash-out refi allows you to remove equity from your home to pay off credit cards, for kid’s education, luxury items, vacations ……… and much more

• FHA Loans – this is for those first-time buyers with a lower down payment of 3.5%, and for those who have less than perfect credit scores,

• 203K FHA Loans – This is a loan you may qualify for if you want a fixer upper home.

• Down Payment Assistance Loan – Receive Grant money for your down payment. Meet the requirements and you will not have to pay back the down payment.

• USDA Loans – 100% Financing, that means no down payment required, low fixed rate mortgage options, government insured

• VA Loans – these are for our military, guaranteed by the US Department of Veteran Affairs, possibly no down payment, lower interest rates, no monthly mortgage insurance

• Jumbo Loans – These are high priced loans that exceed the conforming loan limit for the area you purchase a home. 20% down with no PMI. This loan also may be tax deductible, check with your accountant.

• Reverse Mortgages – Homeowners 62 & older. No more monthly payment, instead you receive a monthly payment. The loan balance is only paid when the home is sold. You are still responsible for the property taxes.

• Investment Property Loans – Conventional or FHA

• Non-QM Loans – for self-employed, no paystubs required just bank statements

Please inquire about other programs that you may not see here.