Luxury Real Estate & Mortgage Solutions
Delivering Top-Dollar Results Across Premier Northern NJ Towns
Buying, Selling, and Financing Real Estate in Northern New Jersey
Hi, I'm Stephen Tinney with The Stephen Tinney Group, your trusted partner for buying, selling, and financing distinctive homes across Northern New Jersey.
When you work with me, you get direct, personal service, not a handoff to a team of assistants. I believe in clear communication, transparency, and a hands-on approach from our first meeting to the closing table.
As both a licensed Realtor and mortgage loan officer, I provide a seamless experience that brings every step of your transaction under one roof. Whether you're selling, buying, or moving between homes, I'll guide you with the same level of care and precision I'd expect for my own family.
Real Estate Services
If you're looking to sell your home, The Stephen Tinney Group will help you get top dollar with a strategy tailored to your timeline and goals. That includes:
A free home valuation
Guidance on setting the right price point
Professional photography
Customized marketing, including social media, print, and digital
Open houses and private showings on your schedule
Direct, transparent communication throughout
Looking to buy instead? I'll take the time to understand your goals and preferences. You'll receive instant alerts on new listings in Wayne, Kinnelon, Riverdale, Montville, Pompton Plains, Pequannock, and nearby towns. I'll also accompany you to tours, answer all your questions, and negotiate the best possible price on your behalf.
Mortgage Solutions
In addition to real estate, The Stephen Tinney Group also provides full mortgage services through Motto Mortgage, a national network known for competitive rates and reliable support. I'll help you determine how much you can afford and assist with getting pre-approved, so you're ready when the right home comes along.
Available programs include:
First-time buyer options with low down payments
FHA, VA, and USDA loans
Jumbo loans for luxury properties
Investment and renovation loans
Refinancing and cash-out solutions
Special Hero Programs that reduce or waive lender fees
I'll walk you through the entire application process personally and stay by your side through to closing.
Ready to Get Started?
If you're thinking about buying or selling in Northern NJ, reach out today. I'd love to hear about your plans, your goals, and how our team can help bring them to life. With experience in both real estate and mortgages, The Stephen Tinney Group offers a full-service, start-to-finish experience designed around you.
📍 Serving: Wayne NJ, Kinnelon NJ, Riverdale NJ, Montville NJ, Pompton Plains NJ, Pequannock NJ.